Icon times
HDFC Bank Stock Fundamental Analysis - Financial Results & Equity Research | Investyadnya Stock-o-Meter

HDFC Bank

CompanyOver

 / 

Highlights

Performing rate for the company

Highlights

undefined

Price Chart (Only Standalone)

PE Price

Quarterly Results ( Figures in Rs. Crores.)

Profit & Loss ( Figures in Rs. Crores.)

Balance Sheet ( Figures in Rs. Crores.)

Cash Flows ( Figures in Rs. Crores.)

Historical Growths

Compounded Sales Growth
Compounded Profit Growth
Compounded Expense Growth
Stock Price CAGR

Ratios ()

Major Shareholders

Shareholders more than 1%

Corporate Action

No Data is available.
No Data is available.
No Data is available.
No Data is available.

Documents

Presentation & Earning Calls

Annual Reports

Credit Rating

No document is available
No document is available
No document is available
No document is available.

Overview

HDFC BANK FUNDAMENTAL ANALYSIS

HDFC Bank, with its registered office in Mumbai, India, was founded in August 1994 under the name "HDFC Bank Limited." In January 1995, HDFC Bank began operations as a Scheduled Commercial Bank. Housing Development Finance Corporation (HDFC) was among the first to obtain an "in principle" approval from the central bank of the country, Reserve Bank of India to form a private-sector bank in the financial industry of India.

As of 30 June 2019, the Bank's distribution network had 5,500 branches spanning 2,764 cities. All branches are connected online in real-time. Customers at more than 500 sites are also serviced through Telephone Banking. HDFC has a network of more than 3382 networked ATMs in those cities.

HDFC Bank is listed on the National Stock Exchange of India and the Bombay Stock Exchange. It has its presence in the New York Stock Exchange with the symbol “HDB” where it trades its American Depositary Shares (ADS). It’s Global Depositary Receipts are traded on the Luxembourg Stock Exchange.

Its subsidiaries are HDFC Securities and HDB Financial Services.

The core values implemented by the bank management are excellence, customer focus, product leadership, people and sustainability.  

MERGERS & ACQUISITIONS

On May 23, 2008, Reserve Bank of India formally approved the merger of Centurion Bank of Punjab with HDFC Bank. It completed the legislative and regulatory approval process. CBoP shareholders received 1 HDFC Bank share per 29 CBoP shares under the amalgamation plan. The merger added considerable value to HDFC Bank concerning higher geographic expansion and market share, as well as a larger pool of skilled labour. 

Times Bank Limited was integrated with HDFC Bank Ltd. in a landmark merger within the Indian banking system, effective February 26, 2000. It was the initial integration between two banks in the new generation private-sector banks.

SERVICES 

HDFC Bank provides wholesale and retail customers with a wide range of commercial and transactional banking services and treasury products.

Wholesale Banking Services — HDFC Bank provides numerous commercial and transactional banking services, that include financial management of working capital, business services and transactions, transactional services and cash inflows and outflows. The market share of HDFC Bank is significant. It includes blue-chip companies of the corporate market as well as small and medium-sized enterprises. It concerns manufacturing firms in the wholesale banking services sector.

Retail Banking Services — HDFC Bank plans to provide its retail customers with a broad variety of offerings, including financial instruments and banking facilities. This offers a one-stop solution for all financial needs of retail customers. Goods are funded and delivered through a branch network and alternate delivery networks such as ATMs, Phone Banking, Online Banking and Internet Banking through world-class funding.

Treasury — Foreign Exchange and Derivatives, Local Currency Money Market & Treasury Securities, and Equity are the three main products the bank deals with. The liberalization of the financial market in India has led businesses to more advanced knowledge of risk management, advice and product models. Outstanding rates are provided by the Treasury Department on different treasury goods.

MILESTONES 

2017 – IRA launched, the first-of-its-kind digital humanoid Intelligence Robotic Assistant (IRA) launched under the 'Project AI' by HDFC. It blends robotics and AI to improve customer service.

2016 – Introduced ATM loans as the country's first innovation to turn ATMs into Loan Dispensing Machines (LDMs), further improving the versatility of Bank ATMs.

2015 – The 10-second loan approval service made them the first retail lending space to completely automate the loan approval and disbursement process, making the service 'real-time,' like getting a reality check in one's virtual pocket. The bank's $324 million share offer was more than four times overwritten in India.

2014 – HDFC's intuitive, robust digital bouquet offers 135+ transactions – India's largest – of which 75 are available via Mobile Banking, formally launched under Go Digital.

2013 – A missed call banking program was launched, allowing consumers to access banking services without having to visit the bank or link online. 

ACHIEVEMENTS/RECOGNITIONS

The International Debit Card, in association with VISA (VISA Electron), was launched in India with HDFC Bank and subsequently issued Mastercard Maestro Debit Card.

2017 - Forbes Asia''s 13th Fab 50 Companies List

2016 - Institutional Investor All-Asia Executive Team ranking 2016

2015 - Business Today Award, National Payments Excellence Awards 2015

2014 - Dun & Bradstreet - Polaris Financial Technology Banking Awards 2014 

2013 - IBA Banking Technology Awards 2012-13 - Best Technology Bank of the year - Winner


ABOUT INVEST YADNYA

Invest Yadnya is a company that educates and simplifies the concepts of personal finance for each individual. We have amalgamated technology with financial planning expertise to help an individual meet their financial objectives. We invest time, money and knowledge to build financial literacy in India.

We offer various products and services including Personalized Financial Planning, Stock Market Analysis with eBook Subscriptions, Simplest Income Tax Information Bank, Comprehensive Mutual Fund Reviews, and Do-It-Yourself Financial Planning.

Invest Yadnya should be a choice because it offers unbiased and transparent stock analysis reports. Our work is knowledge-based and has specific proprietary methodologies and stock research framework. We continuously keep updating our data and have the latest information available. 

We help our clients do extensive research on 950+ companies including HDFC Bank stock fundamental analysis. You can find the latest HDFC Bank stock price on Invest Yadnya. We also provide our clients with the Balance Sheet of HDFC Bank with Ratio Analysis. It helps the clients understand the financial position of the company before making any investment decisions. The HDFC Bank stock analysis helps the investors identify the intrinsic worth of the security. The profit and loss statement of HDFC Bank provides a summary of how the business incurs revenues and expenses. We give our clients a detailed analysis of the quarterly reports of HDFC Bank as well. 

A comparative analysis of the Private Banking Sector is available on the website. It helps to analyze the company's competitive position and its operating results over a specific period. It gives an investor a sense of whether the company is growing, stable or deteriorating. This gives investors clarity about which stock they should invest in.

Invest Yadnya has numerous other resources on HDFC Bank. They have a detailed report on HDFC Bank in two parts - Part 1 and Part 2. If someone is looking for Valuation Reports on HDFC Bank, it is there on investyadnya.com. There is a comparative fundamental analysis of HDFC Bank and Kotak Bank available on Invest Yadnya. This performance analysis of HDFC Bank gives the clients a better understanding of the company’s EPS, Debt-Equity Ratio etc. It helps clients take the first step in choosing which companies to invest in. It includes a valuation analysis of the share price of HDFC Bank and the share price of Kotak Bank. 

They offer HDFC Bank Q1 FY 2020-21 Results Highlights, and HDFC Bank Q3 Updates as well.  These HDFC Bank annual report analysis help in fundamental and technical analysis of HDFC Bank. 

The economic analysis of HDFC Bank overall helps in the allocation of equity in the Portfolio of an investor to add to the favourable returns from the portfolio.

To find the HDFC Bank performance analysis & HDFC Bank fundamental analysis 2020, the latest updates subscribe to our Equity Research and Stock Fundamental Analysis Tool, Stock-O-Meter.

Our website has information about 21 other private banks which give insight about the financials of the company. Companies include ICICI Bank, Axis Bank, IDBI Bank, Bandhan Bank, Yes Bank, IndusInd Bank, AU Small Finance Bank, IDFC First Bank and Kotak Mahindra Bank

LATEST UPDATE

premium Premium
free Free
Read More

REPORTS


Corporate Action News

Comment

Chat on WhatsApp
Caret UP Arrow
InvestYadnya Support
Typically replies in minutes
InvestYadnya Support
Hi there
Welcome to InvestYadnya.
We are available to assist you on WhatsApp.
Please click on the button below to chat with us.
(10 AM to 7 PM IST)
16:10
Chat with InvestYadnya