The Piramal-DHFL Deal marks the first successful resolution under the Insolvency and Bankruptcy Code (IBC). What are the deal details, and which parties are the beneficiaries, let’s discuss much more about this deal in detail.
Introduction:
On Wednesday 29th September 2021 Piramal Enterprises has said that it has completed the acquisition of Dewan Housing Finance Limited (DHFL). Piramal Enterprises acquired the company for the total amount of Rs. 34,250 Cr. which includes cash component and non-convertible debentures. With this, this deal will mark the first successful resolution in the financial sector under the Insolvency and Bankruptcy Code (IBC).
Stocks to be benefited:
1) State Bank of India (SBI)
2) Bank of India (BOI)
3) Union Bank of India
About the Deal:
- Piramal has completed the acquisition of DHFL for Rs 34,250 crore
- The creditors of DHFL (including FD holders) would recover an aggregate amount of Rs.38,000 crores from the resolution process of DHFL.
- The Amount comprises of :
- Rs. 34,250 Crores to be paid by PCHFL as a combination of cash and Non-Convertible Debentures.
- The total consideration paid by the Piramal Group of Rs 34,250 crores after the acquisition, includes an upfront cash component of Rs 14,700 crores and issuance of debt instruments of Rs 19,550 crores (10-year NCDs at 6.75% p.a. on a half-yearly basis).
- an amount of ~Rs. 3,800 Crores, which is the entitlement of creditors (as per the resolution plan), from the cash balance available with DHFL.
- The resultant entity will be called PCHFL.
- The merged entity will have 301 branches and 2,338 employees catering to approximately a million lifetime customers across 24 states, making it one of the leading housing finance companies in India.
Total Claims by DHFL Creditors:
![Total Claims by DHFL Creditors Total Claims by DHFL Creditors](data:image/png;base64,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)
Total Claims by DHFL Creditors
- The total loan of SBI to the DHFL amounts to Rs. 7,267, highest among the other 2 Public Sector Undertaking (PSUs) Banks.
- Next to SBI, the biggest PSU creditor for DHFL is Rs. 4,125 Cr. and Union Bank of India is Rs. 3,605 Cr.
- All of these dues amounts of these banks have already been provisioned and hence the recovery of this amount will strengthen the bottom line i.e., the profitability of these banks.
Recovery Analysis:
![Recovery Analysis- Cash Recovery Recovery Analysis- Cash Recovery](data:image/png;base64,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)
Recovery Analysis- Cash Recovery
- The total claims against DHFL amount to Rs. 87,000 Cr. out of which around Piramal Capital and Housing Finance will be paying out creditor of Rs. 37,400 Cr. which equals around 43% of the total claim of the DHFL.
- This recovery will be done in 2 parts:
- The first one is the Cash Component which will be 20% of the total claim i.e., around Rs. 17,400 Cr.
- While the second and the last mode is Non-Convertible Debentures (NCDs)- 23% of the claim or Rs. 20,010 Cr. in value terms.
- Moving ahead if we dive into the matter, we come to know that these creditors are not going to receive their total due amount towards DHFL but only up to 20% of the cash deal.
- For instance, the total exposure of SBI towards DHFL is Rs. 7,267 Cr., for which it will be paid Rs. 1,453 i.e., 20% of the total claim of SBI towards the DHFL.
- Likely, BOI will be paid Rs. 825 Cr. against its total exposure of Rs. 4,125 Cr., and Union Bank of India will be paid Rs. 721 Cr. for its total credit of Rs. 3,605 Cr. to DHFL.
- These cash recovery amounts are the Expected writebacks accounted for September 2021 quarter, unless any provision for Fresh Slippages during September 2021.
Conclusion:
Above discussed stocks are not direct advice to invest in and hence one should follow due diligence before making any investment decision.