Icon times
State Bank of India Stock Fundamental Analysis - Financial Results & Equity Research | Investyadnya Stock-o-Meter

State Bank Of India





Performing rate for the company

Track the companies of Group.

Relaince Group

Sector: Refineries

Market Price


Market Cap(₹Cr.)



Quarterly Results ( Figures in Rs. Crores.)

No Data is available.

Profit & Loss ( Figures in Rs. Crores.)

No Data is available.

Balance Sheet ( Figures in Rs. Crores.)

No Data is available.

Cash Flows ( Figures in Rs. Crores.)

No Data is available.

Historical Growths

Compounded Sales Growth
Compounded Profit Growth
Compounded Expense Growth
Stock Price CAGR
No data is available
Sales Growth Profit Growth Expense Growth Stock Price CAGR

Ratios ()

No Data is available.

Major Shareholders

No Data is available.

Shareholders more than 1%

No Data is available.

Fund houses invested in the stock (Figures in % Equity Capital )

No Data is available.

Corporate Action

No Data is available.
No Data is available.
No Data is available.
No Data is available.


Presentation & Earning Calls

Annual Reports

Credit Rating

No document is available
No document is available
No document is available
No document is available.


The origin of the State Bank of India goes back to the first decade of the nineteenth century with the establishment of the Bank of Calcutta in 1806 in Calcutta. Three years later the bank received its charter and was re-designed as the Bank of Bengal (January 02, 1809). A unique institution, it was the first joint-stock bank of British India sponsored by the Government of Bengal. The Bank of Bombay (April 15, 1840) and the Bank of Madras (July 01, 1843) followed the Bank of Bengal. These three banks remained at the apex of modern banking in India till their amalgamation as the Imperial Bank of India on January 27, 1921. The presidency Banks of Bengal, Bombay and Madras with their 70 branches were merged in 1921 to form the Imperial Bank of India. The establishment of the Reserve Bank of India as the central bank of the country in 1935 ended the quasi-central banking role of the Imperial Bank.

In 1951, when the First Five Year Plan was launched, the development of rural India was given the highest priority. The commercial banks of the country including the Imperial Bank of India had till then confined their operations to the urban sector and were not equipped to respond to the emergent needs of economic regeneration of the rural areas. In order, therefore, to serve the economy in general and the rural sector in particular, the All India Rural Credit Survey Committee recommended the creation of a state-partnered and state-sponsored bank by taking over the Imperial Bank of India, and integrating with it, the former state-owned or state-associate banks. An act was accordingly passed in Parliament in May 1955 and the State Bank of India was constituted on 1 July 1955. The State Bank of India was thus born with a new sense of social purpose. The State Bank of India was destined to act as the pacesetter in this respect and lead the Indian banking system into the exciting field of national development.

State Bank of India is an Indian multinational, public sector banking and financial services statutory body. For SBI, the interests of the common man have always remained at the core of its business. The Bank has a strong portfolio of distinctive products & services, and leverages technology to deliver and manage them in a personalized and customer centric way. State Bank of India is actively involved since 1973 in non-profit activity called Community Services Banking. All its branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. The bank’s business is more than banking because it touch the lives of people anywhere in many ways.

Business area of the company

SBI provides a wide range of products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers through its various branches and outlets, joint ventures, subsidiaries, and associate companies. It has always been in the forefront to embrace changes without losing sight of its values such as Service, Transparency, Ethics, Politeness and Sustainability


Personal Internet Banking

Corporate Internet Banking

Merchant Acquiring Business - POS

Online Tax / Payment / Receipt / Challan printing

Current Account

SME - Deposits

SME - Loans
2007: Asian Centre for Corporate Governance & Sustainability and Indian Merchants Chamber has awarded the Transformational Leader Award 2007.
2008: June ’08 Awards & Recognitions CNN IBN Network 18 has selected Shri O. P. Bhatt as Indian of the Year - Business 2007.
2009: State Bank of India ranked as NO.1 in the 4Ps B & M & ICMR Survey on India's Best Marketed Banks in August-2009.
2009: Shri Om Prakash Bhatt declared as one of the '25 Most Valuable Indians' By The Week Magazine For 2009.
2009: State Bank of India has been adjuged The Best Bank 2009 By Business India in August-2009.
2009: It bagged ‘Most Preferred Bank’ and ‘Most Preferred Brand for Home Loan’ at CNBC Awaaz Consumer Awards.
2009: It became the only Indian bank to get listed in the Fortune Global 500 List.
2009: SBI was at the 70th slot in the top 1000 bank survey by Banker Magazine.
2009: It was awarded Golden award for being among the two most trusted banks in India by Readers Digest.
2009: SBI is ranked 6th in the Economic Times Market Cap List.
2009: SBI ranked as no.1 in the 4Ps B & M & ICMR Survey on India's Best Marketed Banks (August-2009).
2013: Asia’s Best CSR Practices Award-2013- Singapore Asian BFSI Awards-2013- Dubai India’s Most Ethical Companies Award-2013 Asian Green Future Leadership Awards-2013.
2014: '2013-14 Innovation in Customer Data Management (DWP)Financial Inclusion (IT-RB), Electronic Payment (INB, MB &W, ATM, PSG) and CRM&BI (DWP)Best IT adoption BEST IT Team, CSR and Corporate Excellence AWARD for change management for managing high scale IT projects.
2014: State Bank of India ranked 155 in Forbes list of Global 2000 firms in 2014.
2016: SBI was ranked 232nd in the Fortune Global 500 rankings of the world's biggest corporations 2016.
2018: Best Transaction Bank in India by “The Asian Banker” for the second time in a row.
2018: The Best Trade Finance Bank (India)-2019 for the eighth consecutive year by Global Finance Magazine.
2018: ‘Green Bond Pioneer Award’ for being the largest new emerging markets Certified Climate Bond issuer of 2018 by Climate Bond Initiative.
2018: ‘Best MSME Bank Award-Large bank’ by CIMSME.
2018: YONO, its digital initiative, won the ‘Mobile Banking Initiative of the Year -India’ at the Asian Banking and Finance Retail Banking Awards, Singapore and ET BFSI Innovation Awards.
2018: At the Asian Banker Financial Technology Innovation Awards 2018 SBI received awards in a number of categories including The Risk Data and Analytics Technology Implementation of the Year for OFSAA.
2019: SBI wins Asian Banker’s ‘Best Transaction Bank & Best Payment Bank in India’ Award for 2019. 
The establishment of the Bank of Calcutta in Calcutta.
The bank received its charter and was re-designed as the Bank of Bengal.
The presidency Banks of Bengal, Bombay and Madras with their 70 branches were merged to form the Imperial Bank of India.
State Bank of India was constituted.
The government issued the 'Acquisition of SBICI Bank Order 2011'
The Bank launched three digital banking facilities for the convenience of SBI customers.
Bank launched a Priority Banking Centre at Bengaluru.
Bank launched ‘SBI eforex’ platform, which would enable customers to book forex rates to hedge their exposure in foreign currency.
Bank has designed, developed and launched ‘SBI Exclusif’, a unique suite of Wealth Management services (WMS) for its high net worth customers.
Bank has launched a Mobile App ‘State Bank Samadhaan’ on Google Play Store.
Another Mobile App “State Bank No Queue” has been launched.
Launched FlexiPay Home Loan
Launched Corporate Home Loan
Bank has launched merchant payment acceptance solutions like Bharat QR and Aadhaar Based Payments viz. BHIM-AadhaarSBI.
Bank has launched the concept of “SBI Digital Village” to convert certain identified villages into a cashless eco system. 21 villages were launched on July 01, 2016 across the country under the scheme.
SBI has partnered with Flipkart to ffer its consumers the facility of preapproved EMI Facility on purchases.
Under this partnership, Bank will provide overdraft facility to pre-qualified set of customers for transacting on Flipkart for a minimum purchase of Rs 5,000.
Bank also launched ‘SBI Mingle’ - the social media banking platform for Facebook and Twitter users. Using SBI Mingle, the Bank’s customers can do a host of banking services like checking account balance and requesting mini statements on their Facebook or Twitter accounts.
Bank has also launched, the facility of instant issuance of personalised Photo Debit Card - ‘Quick Photo Debit Card’ within five minutes to Saving Bank (SB) account holder of any branch of SBI.
State Bank of India launched India’s first comprehensive digital service platform “YONO”, an acronym for ‘You Only Need One’.
‘SBI Grih Nirman Affordable Housing Project Finance Scheme’ has been launched to tap the emerging potential for financing affordable Housing Projects and is especially geared towards first-time home buyers.
Bank has launched Wealth Management Services for NonResident Indians.
The launch of ‘SBI Grih Nirman Affordable Housing Project Finance Scheme’ with attractive features to tap the emerging potential for financing affordable Housing Projects and is especially geared towards first-time home buyers.
Bank has acquired five domestic banking subsidiaries (DBS) of SBI; namely (i) State Bank of Bikaner & Jaipur (SBBJ), (ii) State Bank of Mysore (SBM), (iii) State Bank of Travancore (SBT), (iv) State Bank of Patiala (SBP), (v) State Bank of Hyderabad (SBH); and Bharatiya Mahila Bank Limited (BMBL) with effect from April 01, 2017.
The bank launched a co-branded Card ‘Apollo SBI’, offering benefits on health and wellness services.
The bank launched the ‘SBI Doctors Card’, exclusively for doctors, in association with the Indian Medical Association.
The Bank has launched various innovations and functionalities around Debit Cards such as Contactless Debit  Cards, Bharat QR, Samsung Pay, Visa Checkout and Personalized Image Debit Card ‘My Card’.
Bank has set up over 2,200 e-Corners across the country where customers can avail the entire gamut of services through ATMs, ADWMs, SWAYAMs, Check deposit Kiosk and online banking kiosk.
SBI has launched various functionalities around Debit Cards such as launch of NCMC compliant RuPay Card, RuPay JCB (for international conveniences), usage of RuPay Card in Bhutan and launch of MasterCard World for premier customers.
The Bank has launched SBI IOCL Co-branded Debit Card for digitizing fuel transactions and tied up with Madurai Kamaraj University for launching Co-branded Combo Debit Card.
Launched Near-real time outward remittance facility (from NRE accounts) to 209 overseas destinations through internet banking in five international currencies viz. USD, EUR, GBP, SGD and AUD with a daily ceiling of Rs 10 lakh or equivalent.
Launched SBI Tax Savings Scheme for NRIs (NRO Deposits) up to Rs 1.5 lakh per annum with 5-year maturity available on Internet Banking, which can be used by the customers to avail Tax benefits under section 80C of Income Tax Act.
Cardless and paperless withdrawals at ‘YONO cash Points’ (ATM) were launched across Pan India in March, 2019.
YONO Krishi platform envisioned to be the digital partner in farmers progress was launched.
The Bank has launched a new product ‘Standby Line of Credit’ for MSMEs having Limits up to Rs 5 crore to meet temporary liquidity mismatch arising out of the delayed realisation of receivables, receipts of GST Inputs tax credits (including for Exports) and other Business requirements.
The Bank has acquired a total stake of 48.21% in Yes Bank Limited.

State Bank of India is the largest state-owned banking & financial services company in India established in 1955. In 1955, India nationalised the Imperial Bank of India with the RBI taking a 60% stake & the name was changed to State Bank of India. It operates in 4 business segments such as Treasury Corporate/ Wholesale Banking Retail Banking and other Banking Business. 

Apart from the banking services, it offers a range of financial services through its subsidiaries, including life insurance, merchant banking, mutual funds, credit card, pension fund management and primary dealership in the money market. It is the country’s oldest bank and a premier in terms of balance sheet size, the number of branches, market capitalisation and profits. 

In 2008, SBI merged the State Bank of Saurashtra. After 2 years, SBI also merged with State Bank of Indore. 
The board of SBI earlier accepted the merger plan under which SBBJ shareholders will get 28 shares of SBI (Re 1 each) for every 10 shares (Rs 10 each) held. 
SBI had accepted separate schemes of acquisition of State Bank of Hyderabad & State Bank of Patiala. 
SBI acquired 48.2% of the shares of Yes Bank as part of RBI


SBI provides given below services to the customers:

NRI Services
Personal Banking
International Banking
Agriculture / Rural
Corporate Banking
Government Business
Domestic Treasury

Received Innovation in Customer Data Management 
Received award for change management for managing large scale IT projects.
Received Asia’s Best CSR Practices Award
Received Asian BFSI Awards
Received India’s Most Ethical Companies Award
Received Asian Green Future Leadership Awards
Received Golden award for being among the two most trusted banks in India 

In 2001: Started the SBI Life Insurance Company. 
During 2005-2006, set up SBI e-tax, an online tax payments facility for direct and indirect tax payment. It has also launched centralised pension processing. 
During 2007-2008: Set up 965 branches all over the country. Also launched a new product Construction Equipment Loan to cater to construction companies. It has found new products such as SBI Reverse Mortgage Loan and SBI Home Plus in Home Loans. 
During 2008-2009: set up Import factoring a new product in association with SBI Factors & Commercial Services Ltd. 
Launched 3 new products such as SBI Special Home Loan, SBI Happy Home Loan and SBI Lifestyle in response to India’s stimulus package. 
Set up e-invest for the applications supported by blocked accounts to assist investors for their equity subscriptions IPO and Rights applications. 
During 2009-2010: Launched SBI Loan to Affluent Pensioners' enabling the government pensioners to avail personal loans up to Rs 3 lakh. It also created a special package the Defence Salary Package for the 3 Armed Forces personnel such as the Army Navy and Air Force who maintain their Salary accounts. 
During 2010-2011: Launched two new products, namely 'Pushpa Ullas' and 'Arthias Plus' on a pilot basis. It has also set up its 'Green Channel Counter' at select branches across the country. 
In 2012: Set up virtual debit cards to check online fraud and promote e-commerce. 
In 2014: Set up new digital Online and self-service banking solutions with support from Accenture. 
In 2015, set up a RuPay Platinum debit card in association with India’s National Payment Corporation. 
In 2016: Declared that it has sold 5% stake in National Stock Exchange of India Limited constituting 22.50 lakh equity shares of NSE to Veracity Investments Limited. 


Invest Yadnya is an eLearning platform engaged in educating & simplifying the contents based on personal finance for all individuals. We have combined technology with financial planning expertise to assist an individual in meeting their financial objectives. We provide valuable time, money, and knowledge to create India’s financial literacy with SBI stock analysis information.

Invest Yadnya provides an unbiased & transparent financial ratio analysis of SBI bank & SBI share analysis. We keep on updating our data & supply the latest information. Our main objective is to assist our clients in research on 950+ companies, including SBI analysis. 

We also provide our clients with the State Bank of India annual report & State Bank of India results to understand its financial position before making any investment decisions. SBI fundamental analysis offers a summary of how the company incurs revenues & expenses. 

A detailed SBI analysis is available on the website. It helps to analyse the company's competitive position and its operating results over a specific period. It gives an investor a sense of whether the company is growing, stable or deteriorating. This offers investors clarity about which stock they should invest in.

The financial analysis of SBI bank gives the clients a better understanding of the company’s EPS, Debt-Equity Ratio etc. It helps clients take the first step in choosing which companies to invest in. Check out our stock articles on SBI stock analysis based on Q1FY21 & Q2FY21 results. 

To find the latest SBI Bank performance analysis, check out our Equity Research and Stock Fundamental Analysis Tool, Sock-O-Meter. You can also find the latest SBI share price on our stock research tool.

Our website has information about 12 other Public Bank Companies that give insight into its financials. Companies include Punjab National Bank, Canara Bank, Bank of Baroda, Union Bank Of India, Bank Of India, Central Bank Of India & many more.

Brands Of State Bank Of India

Brands Of State Bank Of India



Chat on WhatsApp
Caret UP Arrow
InvestYadnya Support
Typically replies in minutes
InvestYadnya Support
Hi there
Welcome to InvestYadnya.
We are available to assist you on WhatsApp.
Please click on the button below to chat with us.
(10 AM to 7 PM IST)
Chat with InvestYadnya